How to Spot a Scam
Be wary of the following:
Claims such as "Make money in your spare time," "Earn thousands per
week!" or "guaranteed income" are almost always sure signs of a scam.
Excellent opportunities sell themselves, they don't need to be sold to you
through big time pressure and promises of riches.
High Pressure Tactics
For example, "sign up now or the price will increase." Again, a
legitimate deal probably isn't going to move as fast as your money. Don't
let yourself be pressured, think things through.
Promises of prizes and money almost always come with catches, or are
blatant lies. Watch in particular for "prizes" where you have to pay
something up front to claim it (that includes postage fees).
Requests for financial information
There are only a few real reasons anyone could need your credit card
number, the main one being that you are making an online purchase. If so,
ensure it is a reputable merchant and that the information is being
encrypted. Some sites claim to need credit card numbers as proof of age. A
credit card number is not proof of age, and credit card theft on the
internet using these tactics is skyrocketing. Do not give your number out
if you don't know exactly who you are giving it to and have a means of
recourse if something goes wrong. See the internet shopping tips for more.
The word "FREE"
When you see the word 'free', you should expect a catch, if not
outright lying. Always view this word warily, especially when it shows up
in spam and on unreputable websites. Some sites will offer you access to
content for "free" if you provide a credit card number as proof of age. As
stated above, a credit card number is not proof of age and what the number
could be used for once you give it up is probably NOT worth the risk.
Having to send money before receiving a product
This is particularly the case with online auctions. Take extreme
caution when participating in internet auctions, and be sure to use an
escrow service. Auctions comprise the most commonly reported method of
Finally, remember the old saying, "if it sounds to good to be true, it